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FACTS
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WHAT DOES DO WITH YOUR PERSONAL INFORMATION?
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Why?
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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What?
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The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and Employment Information
• Credit History and Credit Score
• Income and Checking Account Information
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How?
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All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Apple Automotive chooses to share; and whether you can limit this sharing
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Who we are
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Who is providing this notice?
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Apple Automotive Group
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What we do
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How does Apple Automotive protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
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How does Apple Automotive collect my personal information?
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We collect your personal information, for example, when you apply for credit or provide employment information or give us contact information or show your drivers license
We also collect your personal information from others such as credit bureaus, affiliates or other companies. |
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Why can’t I limit all sharing?
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Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
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What happens when I limit sharing for an account I hold jointly with someone else?
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Your choices will apple to everyone on your account unless you tell us otherwise.
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Definitions
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Affiliates
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Companies relate by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include Apple BMW, Apple Acura Subaru, Apple Honda, Apple Ford, Red Lion Chevrolet, Apple Nissan, Apple Budget Outlet, Apple Chevrolet Cadillac, Car Wash Express
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Nonaffiliates
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Companies not related by common ownership or control. They can be financial and nonfi nancial companies.
Apple Automotive does not share with nonaffiliates so they can market to you for purposes other than our dealership services.
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Joint marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Apple BMW, Apple Acura Subaru, Apple Honda, Apple Ford, Red Lion Chevrolet, Apple Nissan, Apple Budget Outlet, Apple Chevrolet Cadillac, Car Wash Express
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To limit our sharing
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• Call N/A —our menu will prompt you through your choice(s) or
• Visit us online: www.appleautomotive.com Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
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Questions?
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• Call N/A —our menu will prompt you through your choice(s) or
• Visit us online: www.appleautomotive.com |
Introduction
As a valued customer, Apple Automotive wants to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains Apple Automotive’s Privacy Policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.
Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if Apple Automotive sells or leases you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies. Some of the information we obtain from you may be required by state or federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.
Protecting Your Information
Apple Automotive safeguards nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.
Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), Apple Automotive shares information:
A. As permitted by federal or state law.
B. For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.
C. When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.
D. With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.
Terms of Use
Please read the following terms and conditions carefully.
Apple Automotive provides this Website under the following Terms and Conditions. By using this Website you agree to be bound by these Terms and Conditions. If you do not agree with these Terms and Conditions, please do not use this Website. Apple Automotive reserves the right to revise, modify, or amend these Terms and Conditions at any time by updating this posting and you agree to be bound by such revision, modification, or amendment.
Copyright
All material on this Website, and the files associated with it, is copyrighted by the original creator of that material. It is protected by the copyright laws of the United States of America and under treaties with other nations. Unless otherwise stated, no material on this Website is in the public domain. You may download, copy, reproduce, redistribute, republish, display, post, or transmit material on this Website only if expressly permitted, and then only the designated material. Apple Automotive does not represent or warrant that your use of materials displayed on this Website does not infringe the rights of third parties.
Restrictions on Use
Unless specifically stated otherwise, all information and material on this Website is made available, only for the purpose of providing information about Apple Automotive. Information and material from this Website are only to be used for lawful purposes. Information and material from this Website and any other Website owned, operated, licensed, or controlled by Apple Automotive or any of its related, affiliated, or subsidiary companies, may not be copied or distributed, or republished, uploaded, posted, or transmitted in any way, without the prior written consent. EXCEPT as expressly permitted in this paragraph. Modification or use of the information or materials for any other purpose violates the intellectual property rights of Apple Automotive.
Submissions
All remarks, suggestions, materials and ideas communicated to Apple Automotive through this Website, including data, questions, comments, suggestions, or the like (together, the "Submission"), is, and may be treated as, non-confidential and nonproprietary, and such Submission becomes the property of Apple Automotive and, if applicable, you agree that all intellectual property rights therein are transferred to Apple Automotive. You acknowledge that you are responsible for whatever material you submit, and you have full responsibility for the message, including its legality, reliability, and appropriateness. Anything you transmit becomes the property of Apple Automotive and may be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, we are free to use any ideas, concepts, know-how, or techniques in any communication that you send to this Website, for any purpose whatsoever, including, but not limited to, developing, manufacturing, and marketing products.
Links
This Website may be linked to other Websites which are not maintained by Apple Automotive and which may have different terms of use. Apple Automotive does not take responsibility for reviewing all of the Websites linked to this Website (even if we do review those sites), and it is not responsible for and makes no representations regarding the content of any off-site pages or any other Websites linked to this Website. The inclusion of any link to such Websites does not imply endorsement or affiliation of those Websites with Apple Automotive.
Disclaimer
The information and materials on this Website could include technical inaccuracies or typographical errors. Apple Automotive may make changes or improvements at any time.
THE INFORMATION AND MATERIALS IN THIS WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, Apple Automotive DISCLAIMS ALL WARRANTIES EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Apple Automotive DOES NOT WARRANT THAT THE USE OF THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Apple Automotive DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF OR THE RESULT OF THE USE OF INFORMATION OR MATERIAL IN THIS WEBSITE IN TERMS OF ITS CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. THE ABOVE EXCLUSION MAY NOT APPLY TO YOU TO THE EXTENT THAT APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES.
Limitation of Liability
Apple Automotive WILL NOT BE LIABLE UNDER ANY CIRCUMSTANCE FOR ANY DAMAGES OR INJURY, INCLUDING BUT NOT LIMITED TO, THOSE CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OF TRANSMISSION, COMPUTER VIRUS, OR ON-LINE FAILURE. Apple Automotive WILL NOT BE LIABLE FOR ANY DAMAGES OR INJURY, INCLUDING BUT NOT LIMITED TO, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE INFORMATION OR MATERIALS IN THIS WEBSITE EVEN IF THERE IS NEGLIGENCE BY Apple Automotive OR AN AUTHORIZED Apple Automotive REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR BOTH. THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU TO THE EXTENT THAT APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. Apple Automotive’S TOTAL LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, AND CAUSES OF ACTION (IN CONTRACT, TORT (INCLUDING WITHOUT LIMITATION, NEGLIGENCE), OR OTHERWISE) WILL NOT EXCEED THE AMOUNT YOU PAID TO ACCESS THIS SITE, IF ANY.
Jurisdiction
Apple Automotive controls and operates this Website with the assistance of vendors in Pennsylvania, Romania, Ukraine, and other locations, and makes no representation that the information and materials on this Website are appropriate or available for use in locations outside of Pennsylvania. If you use this Website from other locations you are responsible for compliance with applicable local laws.
Miscellaneous
These Terms and Conditions will be governed and be interpreted pursuant to the laws of the State of Pennsylvania, USA, regardless of conflicts of laws. You agree that any action at law or equity arising out of or relating to these terms shall be filed only in our local state or federal courts and you hereby consent and submit to the personal jurisdiction of such courts for the purpose of litigating such action. If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. Possible evidence of use of this Website for illegal purposes may be provided to law enforcement authorities in the sole discretion of our company. These Terms and Conditions contain the entire agreement between the parties relating to the use of this Website. The Website may describe products and services, which are not available worldwide.
YOU ACCEPT THESE TERMS BY USING THIS WEBSITE.